Electronic funds transfer.

The Government Source Economical institution of San Francisco set up a digital exchange system with the Los Angeles division in 1972.  By the end of the several years, immediate exchanges of huge amount of money in value between financial institutions, insurance providers and other banking organizations had become typical.  The real attraction of EFT nowadays is its outflow down to the individual: You get get cash from your banking consideration anywhere in the world, and use PayPal to purchase and offer things on eBay without delivering money or assessments through the email.

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